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Charles Schwab & Co., Inc. ("Schwab") is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this website. Covington Investment Advisors, Inc. ("Covington") is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. Covington provides investment advisory services for your account. Schwab has agreements with Covington under which Schwab provides Covington with services related to your account. Schwab does not review the Covington website, and makes no representation regarding the content of the website. The information contained in the Covington website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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